In an accident involving motor carriers that are semi's there are some things that are important in determining fault in a collision which is typical and applicable in the event of a collision. This is in many cases determined by law enforcement because the accidents involving semis are often times more dangerous, costly and cause more damage to other drivers not to mention the effect it has on the roads and traffic. 

Evidence is collected, witness statements so that fault can be determined, whether by law enforcement or by a legal proceeding.  Because determining fault is done on an external basis, meaning done by these outside organizations, these individuals such as policemen or others will determine if there was anything that could be done in the case of an accident. 

Employers will use their findings and expertise to find out of there was anything that could have plausibly done in corrective actions to prevent the accident, with additional training and through even disciplinary actions might be warranted in some cases that are difficult to determine. 

We get different types of areas to consider whether a crash was actually preventable. With several booklets and training we are able to aid in this process. 

How to determine if striking another vehicle from behind is actually preventable. 

Striking another vehicle in rear is preventable if: 

• The driver failed to maintain safe following distance and wasn't able to keep his vehicle in control.
• The driver failed to keep track of traffic conditions and note a slowdown. (maybe looking at his/her phone or distracted.)
• The driver wasn't able to see if the vehicle ahead was moving slowly, stopped or slowed down for any reason. 
• The driver misjudged the rate to pass the vehicle. (was attempting to pass and misjudged the front drivers speed.)
• The driver was following too closely.
• The driver failed to wait for the car ahead to move into the clear before starting up. 
• The driver failed to leave sufficient room to get safely back in line after passing a vehicle causing an accident or even a multiple car pile up. 

Struck in rear by other vehicle non-preventable if:

• The driver's vehicle was legally and property parked. 
• The driver was proceeding in his/her lane of traffic at a safe and lawful speed. 
• The driver was stopped in traffic due to existing conditions, or was stopped in compliance with a traffic sign or signal, or the directions of police officer or other person legitimately controlling traffic.
• The driver was in the proper lane, waiting to turn. 

For more information contact us as well at insurance in Las Vegas. Best Las Vegas insurance quote




Information provided by Burkholz Insurance Agency, For more information on how to prevent accidents in the future or what proceedings need to be done in the event of an accident contact an agent here. 

You would think the nearly countless permutations of the Chevrolet Silverado and its twin, the GMC Sierra, would satisfy anyone's needs, but you'd be wrong. For a select few, even the largest of GM's regular pickups isn't big enough to tow their motorhomes and trailers and boats. Fortunately, GM offers a pickup version of its seriously large GMC TopKick and Chevrolet Kodiak chassis. It's not as big as Ashton Kutcher's International CXT, but it's close.
Typically, the Kodiak and the TopKick are used as dump trucks, moving trucks, school buses, and shuttle buses, but Monroe Truck Equipment of Monroe, Wisconsin, builds these over-the-top pickups in its plant in Flint, Michigan, down the road from where the Kodiak and TopKick chassis roll off the assembly line. About 750 of the beasts are built annually.
The TopKick that was sent our way was a C4500 crew cab with four-wheel drive, the least beefy of the available chassis. The optional four-wheel drive was new for 2005 in the pickup version. Pickups can be had in C4500 or C5500 garb. The really heavy-duty C6500 and C7500 don't get the conversion. The C4500 and C5500 get the same Duramax 6.6-liter turbo-diesel that's available in heavy-duty Sierras and Silverados, albeit in a lesser state of tune. A 325-hp gasoline-powered 8.1-liter V-8 is also available. The lone transmission with the diesel is an excellent five-speed automatic built by Allison that shifts smoothly and quickly.
With 300 horses and 520 pound-feet of torque, you're not going to win many drag races, but the truck has no problem keeping up with traffic. The run to 60 mph takes 14.4 seconds, and top speed is governed at 75 mph, presumably to save the tires when the truck is fully loaded. The 11,300-pound TopKick is actually faster to 60 mph than an automatic-transmission four-cylinder Ford Escape. From a stop, stand on the throttle, and you'll experience the brief hesitation of turbo lag. Once the turbocharger spools up, the truck rushes forward with decent alacrity to the sound of the optional dual-exhaust stacks that poke up through the bed. Lower the windows, and you'll hear the chrome pipes belt out a loud sucking noise that will scare the "Calvin and Hobbes" stickers off lesser pickups. Now we're truckin'!
Monroe dresses up the interior of the TopKick with thick carpeting, leather seats independently suspended on air bladders—just like the truckers use—and faux-wood trim. Once you work your way up to the cab of the TopKick, one immediately notices the panoramic view. Ever wanted to look down on a Hummer H2? Better yet, you'll be able to look eye to eye with most truckers.
Unloaded, the TopKick will shake its occupants mercilessly. Two beefy solid axles with thick leaf springs up front and air bladders in the rear make it possible to carry an astonishing 5000 pounds in the bed or tow 14,300 pounds, but the truck will shake and shudder at the slightest imperfection. Aside from the ride, the TopKick drives much like a smaller truck. The turning circle is tight enough to slip easily into a parking spot, and the short, sloped hood gives an excellent view of obstacles ahead. The 95.9-inch-wide TopKick fits in parking spots, but just barely.
We wanted badly to see how the TopKick would behave on a skidpad, so at the risk of wrinkling the asphalt we circled the 300-foot-diameter skidpad at 0.61 g. Not surprisingly, there's extreme understeer at the limit. Braking from 70 mph was drama-free as the TopKick stopped in 228 feet. C4500 and C5500 TopKicks have hydraulic brakes; the larger-series trucks (C6500 and C7500) get air brakes that go pfffft when you stop. After each 70-mph stop, the TopKick went into a limp-home mode and wouldn't shift out of second gear for about a minute in an attempt to allow the brakes to cool off.
So what does all this mother trucking cost? Our four-wheel drive crew-cab truck cost $52,171 from GMC, add the Monroe conversion that contributes a pickup bed and almost countless options (dual exhaust stacks, rear-seat DVD, leather seats, power-folding rear bench, hitch camera, adjustable rear air suspension, power-retractable tonneau cover, aluminum wheels, chrome grille), and the TopKick can climb to about $90,000. More-basic versions can be had for closer to $70,000, which is far less than a Hummer H1 and only a bit more than an H2. Faced with those choices, the TopKick looks almost rational.

By Gorilla

If in most cases Occupational accident coverage provides a degree of coverage for accidents or injuries while an independent contractor works. It is optional coverage and typically is around 50% less than workers comp coverage. It in many cases might suit companies that do not need all of the benefits that a comp workers' comp policy provides. 

This can be more beneficial than what a workers comp policy can provide, and doesn't require employees and their coverage. However it covers up Occupational accident insurance. It covers lost wages, medical expenses, death benefits up to a certain policy limit. 

You can also have a deductible by your choice.

As an employer you are also responsible for any kind of legal obligation to an employee, not covered by your occupational accident insurance coverage. The initial lower costs can keep business owners to the potential of large lawsuits. 

​If you don't have sufficient coverage this can cause financial obligations beyond what your business can actually handle. With an agent he can help and guide to you achieve the right coverage and the optimal point to which your coverage should be sufficient for you.

Very few statutory limitations exist for occupational accident lawsuits. 

Not only as an employer are there investigative costs not including legal fees for any lawsuit that could arise. 

These lawsuits are lengthy, complex and expensive so it's very important that a person has the correct policy in place which may vary from $1 million to $5 million with employees, that can potentially win judgement reaching the policy, which will cover the limit for pain and suffering and punitive damages.

​The burden of proof of needed coverage, lies with the employee (worker) not the employer. The plaintiff must prove the injury or illness caused their condition their condition. 

Payout for worker injuries and deaths meet the minimum requirements, they also may exceed policy limits. 

​Since coverage provides enough protection, it isn't necessarily face a lawsuit, you need to know you have coverage to pay the defense attorney if they do. The Workers Comp also enforces tough statutory limitations. 

Additionally each state has very specific requirements and ignorance is not an acceptable excuse for violations. These can disqualify you from receiving protection. 

You need expertise knowing what coverage suits your business to minimize risk and costs. 

Because workers comp coverage is what most business owners will chose over occupational accident insurance for many reason. It is state-regulated and pays certain lost wages. It is state regulated, and it pays certain lost wages, all medical expenses. Payouts for worker injuries and deaths meet certain minimum requirements and they also may exceed policy limits. 

Like Occupational accident insurance for many reason's the burden of proof is also with the worker and not the employer. The plaintiff must prove the injury, this falls under the burden of the worker. A person cannot sue for the pain and suffering, also cannot receive a judgement for punitive damages. 

Coverage provides ample protection, it is much less likely for your business to face a lawsuit like this, and have coverage, for a paid defense. 

Over the past several years, California has seen a number of regulation updates and changes. This has drastically changed the trucking industry. with several new rules that will affect regulations that will be affected which plays a huge role in the state's economy. 

California saw record setting levels in freight hauling demand. If you can imagine trucking levels and numbers hit an all time 20-year high. From produce to animals to tech commodities, California sees high numbers of trucking freight. 

Many industries are changing their compliance to keep up with this high demand.

Vehicles affected by Regulations 

Truck and Bus regulation affects individuals, building locations, corporations, government agencies and that own and operate diesel vehicles that weigh in at more than 14,000 pounds. It will also extend to publicly and privately owned school buses throughout the state of California. Some trucking companies owners have sought additional information on PM filter installations. These ​

PM filters 

Some trucking companies owners have sought additional information on PM filter installations. Owners who did not install PM filters before January 1, 2014, we now need to replace these PM filters based on their model year and no longer are based on some other factors. 

Burkholz Insurance Agency

The Burkholz Insurance Agency has been doing commercial truck insurance for year. We feel and our clients agree that we are one of the greatest commercial truck insurance company in the nation. We have several thousand clients and are committed to them. We shop for them, we counsel and help them to get the best understanding of their policies as we can to make sure they are education on coverage and rates.

What is a PM Filter?  ​What is a PM filter? It is something that will reduce the particulate matter and cut down on smog and pollution.

​Can you believe Elon Musk is planning to add a solar panel to his trucks??? That's amazing. They will be totally solar driven trucks which saves so much on oil prices, gas and the environment. LA's smog will be nonexistent with Elon's Trucks. Thesedespite everything that's swirling around Elon musk's adventures and accomplishments his trucking sector is actually a big part of his plans and growth for the industry. 

This shows a reduction in carbon emissions, with the electric Semi trucks or one might call it the "electruck", this is seriously a big commitment to R&D but a big payoff if he is able to figure out how to pioneer this system of providing. Elon has not only talked about electric and solar powered trucks but also electric and solar panel air plains. This would also effect sea freight industries. We already spend millions on fuel and gas for these large boats, but with the solar panel we can see this would revolutionize the ecosystem and spending. 

Overtime, costs to build these panels decrease because of new developments and new learning that is discovered in the industry. Overall this would become a regular thing and mass produced causing lots more and more of this production. 

In Southern California, pollution from these trucks with their emissions there is serious question as to the helpfulness of these trucks and how these are able to effect out ecosystem. If all our trucks were able to get solar panels installed in a way that "looked cool" and not too obvious there were solar panels and still provided the same function this would be very amazing to the industry and really change the question and issue of the emissions that our cars and trucks are being placed into the world. 

These are just some thoughts from the Burkholz Insurance Agency. Overall it would change the effectiveness and quality of our trucking industry, price wise as well as emissions output. ​